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Finance

Herd Vehicle Finance works with a wide panel of lenders to find the best finance deal for our customers. Unlike many other vehicle finance providers we're not tied to one lender which means we can offer greater flexibility to put together a bespoke deal that suits your circumstances best.

What’s more, Herd Hire Ltd is authorised and regulated by the Financial Conduct Authority so you can rest assured that we're fully compliant with regulations.

HP - Hire Purchase

Hire Purchase is one of the easiest ways to finance a vehicle. With a Hire Purchase agreement you sometimes have to pay a deposit - usually 10% upwards - but not always. Then, you agree to monthly payments for a fixed amount spread over an agreed period from as little as 12 months to 60 months. Whilst you are making your monthly payments, the vehicle is ‘owned’ by the Lender. When your last monthly payment has been made you can make an ‘option to purchase’ fee – a relatively small amount which is agreed when you sign the finance agreement. Once that is done, you own the vehicle.

Important Information

Herd Hire Ltd is regulated by the Financial Conduct Authority, Firm Reference No. 833705 and we are acting as a credit broker and not a lender.
Please make sure you can afford the repayments before entering into any instalment agreement, as failure to make payments as they fall due could result in additional costs and you may find it more difficult to obtain credit in future.
Herd Hire Ltd is registered with the Information Commissioner’s Office, Reference number: ZA512486
We can introduce you to a broker with a panel of lenders and their products and we do not offer advice. We do not charge you a fee for our services. Whichever lender you are introduced to we will typically receive commission from the broker at a fixed percentage of the amount you borrow. Some lenders could pay commission at different rates and we have some influence over the interest rate which can impact the amount you pay under the agreement you choose.
Please remember that we are not legal experts and are not insured to offer any kind of legal advice and therefore you rely on any proffered opinion at your own risk.



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